Automakers are sharing detailed driving behavior data from connected cars with data brokers like LexisNexis, which then sells it to auto insurers. This granular data, including speeding, hard braking, and sharp turns for each trip, is being used to set insurance rates beyond traditional factors like accidents and tickets.
Consumers may be unaware their driving is being closely monitored and shared without explicit consent, raising privacy concerns. Even careful drivers with clean records could see rates rise based on data deeming their driving riskier. The article questions the transparency and fairness of using such telematics data for insurance purposes without consumer buy-in.
Read more at: www.nytimes.com